Investment Growth & Compound Interest

Visualize exponential growth and see how money makes money.

Total Invested

$53,000

Interest Earned

+$71,987

Final Balance

$124,987

20 Years

How it works

Compound interest is the interest you earn on your initial investment plus the interest you've already accumulated. Over long periods, this creates a "hockey stick" curve where growth accelerates year after year.

01.

Principal

The initial amount of money you invest.

02.

Annual Contribution

Regular additions that fuel the compounding engine.

The Math Behind It

The standard formula for compound interest including monthly contributions:

A = P(1 + r/n)nt

Where A is the final amount, P is the principal, r is the rate, and t is the time in years.

New to Finance?

We wrote a deep-dive guide on how money grows over time. Learn why Alex beats Sam even though Sam invested more.

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