Terms of Service

1. Acceptance of Terms

By accessing or using Earnings Calculator (the “Service”), you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you must not access the Service.

2. No Financial Advice

THE SERVICE IS PROVIDED FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. The calculators, articles, and tools available on the Service do not constitute financial, investment, tax, or legal advice. We are not certified financial planners or advisors. You should independently verify any calculations and consult with a licensed professional before making any financial decisions.

3. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE CALCULATIONS WILL BE UNINTERRUPTED, SECURE, ACCURATE, OR ERROR-FREE.

4. Limitation of Liability

IN NO EVENT SHALL EARNINGS CALCULATOR, ITS DIRECTORS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (I) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE; OR (II) ANY CONTENT OBTAINED FROM THE SERVICE.

5. Intellectual Property

The Service and its original content, features, and functionality (including but not limited to the underlying code, design, and written content) are and will remain the exclusive property of Earnings Calculator and its licensors.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

7. Modifications

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.